Engineered-Out Risk

How engineered resilience pays off


Resiliency makes the difference. In The Story of the Three Little Pigs, first printed in the mid-1800s and told many years before that, only the house made of bricks was able to withstand the huffing and puffing of the wolf.

Zachariah Allen founded FM Global in 1835 with a similar principle that the majority of loss is preventable. Fast forward to the present and FM Global’s engineers continue to engineer solutions to reduce the risk to our clients' properties.

It is the mission of FM Global engineering to find the best solutions possible to help structures stand up to the elements. In fact, a recent FM Global study reveals that for every US$1 spent on hurricane protection, loss exposure cost decreased by an average of US$105.

Last house on the beach

Hurricane Michael proved no match for "The Sand Palace"—the last surviving beachfront house on Mexico Beach—as it tore through the Florida Panhandle this fall. Risk & Insurance reached out to FM Global's Katherine Klosowski, vice president and manager, special projects, to get her opinion as a commercial insurance engineering expert on how this structure withstood Mother Nature's blow.

Read "This Incredible Picture Proves That Resiliency Is the Answer" published in Risk & Insurance, October 18, 2018

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