our approach


A company able to withstand a disruption is a company built with resilience.

Your Choice, Your Advantage

Your Risk Management Partner

As a mutual company owned by its policyholders, we are focused on creating strong, enduring client relationships. Unlike other property insurers, we offer you the option to choose how you’d like to partner with us. 

You can choose to have a direct partnership with your FM Global client service team or you may decide to include a broker partner in your relationship. It’s your choice, and in either case, rest assured you will receive an exceptionally high level of service and quality insurance products. 

Continue reading to learn about our unique approach.


From risk assessment to responding to loss to supporting recovery, we form long-lasting partnerships with you. Your client service team provides personalized attention and frequent consultations, which helps them gain a deep understanding of your business and your specific risk exposure. It’s no wonder so many of our clients think of us as an extension of their property risk management team.

Learn About Our Partnerships


Your company isn’t like any other, and your industry challenges are changing all the time. No matter what industry you’re in, we provide deep, comprehensive understanding of your unique property insurance and loss-prevention needs.

Learn How We Serve Your Industry


When you partner with FM Global, you can expect a compliant insurance program worldwide. We’re committed to ensuring the most timely delivery in the industry: We deliver 99% of our master policies within 30 days of inception.

Learn About Our Timely Delivery